AMAZING VALUE for this Multi-Family dwelling in the heart of Garnerville. Income producing - live in one unit and rent the others. Large rooms, plenty of off-street parking. Front Porch. Convenient to transportation and more.

Sitting beautifully on a professionally landscaped cul-de-sac lot is this impressive Contemporary Ranch. Formal Entry with skylight leads to an oversized Living Room and Formal Dining Room, both brimming with sunshine and boasting gleaming HW floors! Oversized EIK features new stainless steel appliances, plenty of counter space and French Doors to new oversized deck. Stunning Family Room boasts dramatic cathedral ceiling, and a gorgeous stone fireplace. Master BdRm w/ walk-in closet and private bath. Walk-out Lower Level is already roughed out for your finishing touches. Magnificent park-like backyard with plenty of room for a pool. Extra wide 2 car garage with openers. Central A/C, freshly painted.

If only the best will do...this amazing home is it! Sun-kissed and spacious rooms, with gleaming hardwood floors! Euro-style EIK with new refrigerator and access to deck and lovely backyard. Updates galore include gorgeous young baths, new front door, garage doors and a new custom railing. Snuggle in the Family Room which boasts a warming new wood-burning stove, ceiling fans and new sliders to patio. Freshly painted interior makes this home really a showplace!

Searching for the BEST? This distinctive custom built home is it! Sitting on a picture perfect & private cul-de-sac lot, the owners have spared no expense as to the quality and quantity of amenities. Amazing Entry leads to an elegant LR w/dramatic cathedral ceilings, trapezoidal windows, wet bar, fireplace and more. Banquet sized Formal DR perfect for entertaining, and a beautiful young kitchen boasts all of today's most wanted amenities & built-ins. Amazing Master BdRm suite w/gas fireplace, oversized walk-in closet and magnif bath w/jacuzzi. Picture perfect fenced yard features a fabulous patio and hot tub. Convenient home/office w/priv entry & off street parking. Oversized 2 car gar & more.

Wonderful opportunity for ownership! Light, bright and spacious Townhome in Cross Creek Development. Large Living Room Dining Room with sliders to patio. Euro-style Kitchen. Wonderful Master Bedroom with vaulted ceiling. Full bath plus convenient Powder Room. Convenient parking.

BEST Colonial in Tappan! GREAT Expectations are fulfilled here. Sun-kissed and spacious rooms. Young custom kitchen with French doors to oversized Deck and lush landscaping - a tree huggers delight! Gleaming hardwood floors. Gorgeous Upper level baths boast marble floors and hall bath w/ therapeutic whirlpool. Oversized Master BedRoom with plenty of closets. Cozy Family Room w/ brick fireplace and kitchenette. Full Bath on LL is ADA compliant. Walk-out to patio and private partially fenced yard. Young windows, siding, furnace and more.

Private and Spacious end unit. LR w/sliders to deck. Formal Dining Room. Large Master Bedroom and more. Low CC charges.

WOW!! AMAZING VALUE More than meets the eye in this custom built Ranch.  Situated on a quiet, dead-end street & nestled on a picturesque & private .70 acre lot. Formal entry foyer leads to amazing Great Rm. Elegant French Doors open to expansive deck overlooking a spectacular inground pool. Fireplace w/wood stove insert. Well-designed young EIK. Banquet sized DR. Young Baths.

VALUE Packed! Ground Level Jr. 2 Bedroom 1.5 Bath condominium in sought-after Mountain View Condos! Beautiful Private rear location with wooded views. Spacious young kitchen. Living Room / Dining Room feature wood-like laminate floors. Bring your finishing touches and make this your new home now. Deck facing private wooded area, and access to grassy lawn. Monthly HOA includes Heat! Wonderful pool, tot lot and more. Bank encourages offers. Call Sheryl now to see if you qualify. 845-638-1081

Simply Irresistible! Updated inside and out, this mint home has it all! Charm, character & sought after amenities.. Warm & inviting Liv Rm. w/ HW floors, Arched doorways, Beautiful Young EIK w/ stainless steel appliances and loads of counter space. Formal DR w/ ceiling fan & HW floors. Two gorgeous young custom baths. Oversized Master BdRm w/abundance of closets. Fin Lower level. Young siding, roof, windows, and a partially fenced level yard - right out of Home & Garden.

Home prices are one factor in determining your cost of ownership, but so are interest rates and financing availability.  Even though interest rates have gone up in the last six months, they are still near historic lows.  Since your monthly mortgage payment is a combination of paying down your principal and paying the interest owed, if home prices come down a little further but interest rates go up, it could cost you even more to service a mortgage on an identical home!

While a home is a major investment, it is also the center of your personal life.  It’s important to live in a home that reflects your taste and values, yet is within your financial “comfort zone.”  To that end, it may be more important to lock in today’s relatively low interest rates and low home prices, rather than to hope for a further break in prices in the future.

Please give me a call if I can be of any assistance in determining how much home you can afford in today’s market.